Unlock Your Path to

Homeownership

Home Buying Made Simple -

With Programs Tailored to You

Get Started Call Us 888-208-6815
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Over 1,000+ 5-Star Reviews
Why Cazle's Home Buying Program?

Everything you need to make homeownership a reality

Whether you're a first-time buyer or upgrading, Cazle Mortgage offers custom solutions with as little as 3% down.
Low Down Payment Options
As low as 3% down payment
First-Time Homebuyer Programs
Special programs and support for new buyers
Flexible Loan Terms
Options that fit your goals
Fast, Transparent Process
Quick approvals and clear communication
Expert Guidance
Support at every step
Down Payment Assistance
Help with upfront costs
$500 Closing Credit
Get a $500 credit at closing on your loan*
*terms and conditions apply
Explore Your Loan Options

Find the perfect loan program for your situation

Discover flexible mortgage options designed to fit your budget, lifestyle, and homeownership goals - whether you're buying your first home or your next one.

Conventional Loans
  • Competitive rates
  • Fixed & adjustable rates
  • As Low as 3% down payment
  • No PMI with 20% down
FHA Loans
  • Flexible credit requirements
  • 3.5% down payment
  • Government-backed Loan
  • Lower credit score acceptance
VA Loans
  • $0 down payment
  • For veterans and military families
  • No PMI required
  • Competitive interest rates
Jumbo Loans
  • For high-value homes
  • Flexible terms
  • Higher loan limits
  • Competitive rates
Speciality Lending
  • Self-employed individuals
  • Real estate Investors
  • Higher loan limits
  • High net-worth individuals
Fixed & Adjustable Rates
  • Stable payments with fixed rates
  • Choose what fits your plans
  • Lower starting rates with ARM
  • Expert guidance on options
Assistance Programs

First-Time homebuyer programs

Buying your first home can feel overwhelming, but with the right support and programs, it's more achievable than ever.

Low down payment options (as little as 3%)
Eligibility for down payment and closing cost assistance
Access to government-backed loans
Personalized guidance throughout the buying process
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Renting vs Buying

Wondering whether to keep renting or take the leap into homeownership? See how buying a home can offer more stability, control, and long-term financial benefits compared to renting.

Renting

Renting may offer flexibility, but it often comes with rising costs and limited long-term rewards.

  • Rent can increase
  • Limited control
  • Risk of eviction or moving
  • No equity gain

Buying

Buying a home is an investment in your future—offering stability, equity, and financial advantages.

  • Build equity over time
  • Fixed monthly payments
  • Full control over the property
  • Tax benefits
  • Future Investment
Assistance Programs

Down payment assistance programs

We partner with local and state agencies to help qualifying buyers

Cover Your Down Payment

Programs to help reduce or eliminate down payment requirements

Reduce Closing Costs

Assistance with fees and closing expenses

Ease Financial Load

Make homeownership more accessible and affordable

Ready to learn more?

Our team will help you explore all available assistance programs in your area and guide you through the application process.

Get Started Call Us 888-208-6815
The Process

Homebuying made easy

Cazle makes the homebuying process easy. From application to closing, we simplify every step to make your path to homeownership smooth and stress-free.

  • 1

    Applying is Effortless

    Complete the 3 minute application process. A team member will get in touch with you.

  • 2

    Discovery - Let Us Learn About You

    What are your homeownership goals? Less talking and more listening helps you accomplish your goals.

  • 3

    Evaluation Of Your Options

    We work with you to find the best type of loan product, with the right loan terms, that will suit your needs.

  • 4

    Implement Your Plan

    When you are ready to begin the pre-approval, our team is right here by your side every step of the way.

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Frequently Asked Questions

We guide you every step of the way

Have questions? We've got answers so you can move forward with confidence at every stage of your home buying journey.

Most loans require a credit score of 620 or higher. FHA loans may allow scores as low as 580, and we can help you understand your options regardless of your current score.
As low as 3% for conventional loans, 3.5% for FHA loans, and $0 for qualified VA loans. We also offer down payment assistance programs to help reduce these amounts even further.
Absolutely! Cazle offers special first-time buyer support, education programs, and dedicated guidance to help you navigate the home buying process with confidence.
Typically you'll need proof of income (pay stubs, tax returns), employment verification, bank statements, and valid ID. Our team will provide you with a complete checklist tailored to your situation.
Many of our customers receive approval within 24-48 hours. Our streamlined process and experienced team work to get you answers quickly without compromising thoroughness.

Don't see your question answered here?

Our mortgage experts are standing by to help with any questions you might have.

About Cazle Mortgage

See what our customers have to say about working with Cazle Mortgage.

When you choose Cazle Mortgage, you're not just getting a loan - you're getting a partner committed to your success.

I have worked with the folks at Cazle Mortgage quite a few times now, and in my mind, there are no other options. Juan and Barry are nothing but class. I had the pleasure of working directly with Juan Escobedo on my most recent refinance and purchase of some investment properties and he helped to make the process completely seamless..

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Sean Donovan

Cazle Mortgage Valued Customer

I had a fantastic experience with Cazle Mortgage! Their knowledgeable team provided exceptional service, guiding me through the process with ease. Their dedication, transparency, and commitment to finding the best terms made them my go-to choice for mortgages. Robin Peters was an amazing loan officer, I highly recommend her!

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Natalia Jacobo

Cazle Mortgage Valued Customer

Me and My Wife had the pleasure of working with Robin Peters from Cazle Mortgage. She helped us get a Home Equity Loan and it was so easy working with her. She provided an estimate within $10 of what the actual payment would be when we talked. She was always honest and upfront about what to expect during the process..

Google
Erik Lieb

Cazle Mortgage Valued Customer

Read all our reviews

The Cazle Advantage

At Cazle Mortgage, we believe buying a home shouldn't be complicated—or out of reach. Our mission is to make homeownership affordable, accessible, and personalized for every buyer, no matter their background or budget.

With years of experience and a passion for helping people achieve their homeownership goals, we've built a reputation for simple & fast approvals, flexible loan solutions, and a dedicated loan experts who put YOU first.

Whether you're a first-time buyer or looking to upgrade, we're here to guide you every step of the way - from pre-approval to closing day. At Cazle, we're not just funding homes—we're helping people build their future.

1,000+

Over 1,000 5-Star Reviews

15,000+

We have helped more than 15,000 + clients

$3 Billion

Over $3.6 Billion in funded loan volume

25+ Years

Celebrating 25+ years in business

Your dream home is just a few clicks away.
  • Quick Pre-Approval
  • No Obligation
  • Secure Application
Talk to a Loan Officer Get Started